7 Questions, 7 Questions- Investors

Q&A with Paul Morgenthaler of CommerzVentures

1. Tell us a bit about yourself and your focus area(s) within FinTech?
FinTech and InsurTech Investor with CommerzVentures, the €100m VC fund of Commerzbank
Some of my focus areas include: FinTech for Small Business, Financial Inclusion, Data-driven innovation in Insurance

2. What are your key takeaways from the last 3 years in the European FinTech space?
Both FinTechs and traditional financial institutions will gain a lot from cooperation. This requires mutual understanding and a willingness to leave one’s comfort zone. During the last 3 years a lot of progress was made in these areas, by both sides.

3. What trends or opportunities should we watch out for in the next 6-18 months?
I would avoid watching for short-lived trends and actively stay away from “the flavour of the day”. The real opportunity often presents itself where no one else is looking.​