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Newsletter, 1 November – 7 November 2014

Veröffentlicht von admin@tochter

e.ventures und Co. investieren in Zinspilot

e.ventures und namhafte Business Angels wie Stefan Wiskemann, Christoph Linkwitz und Stefan Glänzer investieren in Zinspilot, ein Fintech-Start-up aus Hamburg. „Zinspilot ist der Single-Account-Service, auf den viele Anleger gewartet haben: Bessere Zinsen ohne ständige Bankwechsel….“

http://www.deutsche-startups.de/2014/10/31/zinspilot-quandoo-locca-und-co-sammeln-geld-ein/

EN: e.ventures and prominent business angels invested in Zinspilot, which offers better interest rates without having to change your bank.

DvH Ventures investiert in Policen-Marktplatz passt24

„Mit passt24.de erweitern wir unser Portfolio von FinTech-Unternehmen. Obwohl sich bereits jeder zweite Versicherungsnehmer online über Produkte informiert, werden nur rund 10 % aller Neuverträge auch online abgeschlossen“…

http://www.deutsche-startups.de/2014/11/04/dvh-ventures-investiert-policen-marktplatz-passt24/

EN: DvH Ventures invests in passt24, which goes beyond just providing policy information to online advisory and contract closure.

7 Questions with Daniel Neis from KOINA

My name is Daniel Neis [CEO & Founder / KOINA AG], 42, business economist, I have over 15 years of experience as an ecopreneur and founder, as a consultant for startups and as a visionary strategist with a focus on management, marketing and sales…KOINA builds a credit-network which offers a unique web application as an all-in-one service from autonomous credit creation to the POS.

http://www.fintechforum.de/7-questions-daniel-neis-koina/

No Rest for FinTech – Applications Now Open for (Barclays / TechStars Accelerator) Cohort #2!

There is never a dull moment in FinTech these days, and applications opened this week for our second cohort of Barclays Accelerator, powered by Techstars. We are extremely proud of our alumni and are eager to get going again.

http://www.techstars.com/no-rest-for-fintech-applications-now-open-for-cohort-2/

(Meet Jess and Greg from the Barclays Accelerator on 20th Nov. at our (sold-out) 3rd event!)

Banking IT-Innovation Award 2014 geht an Cashcloud, Commerzbank, Fidor Bank und UBS

Das CC Sourcing vergab am 29./30.10.2014 zum vierten Mal den „Banking IT-Innovation Award“.

http://www.moneycab.com/mcc/2014/10/31/banking-it-innovation-award-2014-geht-an-cashcloud-commerzbank-fidor-bank-und-ubs/

(Cashcloud presented at the 2nd FinTech Forum event, in May 2014. Read our “7 Questions with Sven Donhuysen, CEO of cashcloud AG” from earlier this year.)

Dassault Systèmes has named the winner of its FinTech startup programme as software and analytics firm Prophis.

The London-based startup, formerly known as Pontchartrain Advisors, impressed the judges with its solution to help businesses in the investment management industry extract more value and insights from their ‘medium data’.

http://www.fstech.co.uk/fst/3D_FinTech_Challenge_2014_Winner.php

7 Reasons to attend Startupbootcamp FinTech Demo Day (12th Nov. in London)

1. Londin is the place to be in FinTech
The City didn’t pull its reputation for the world’s financial capital out of thin air. “Fintech financing in the region has grown at twice the rate of Silicon Valley since 2008”, says Accenture. Around $265 million were invested in fintech in UK and Ireland in 2013, and a large part of that in London.

http://www.startupbootcamp.org/blog/2014/november/7-reasons-to-attend-startupbootcamp-fintech-demo-day.html

(Meet us at the SBC FinTech Demo Day this Wednesday – 14:00 at The Lindley Hall, London)

Indexvestor bietet Finanzanlageberatung zum Festpreis

Das Münchner Start-up Indexvestor bietet Nutzern eine unabhängige Finanzanlageberatung zum Festpreis von 99 Euro (Startangebot) an.

http://www.deutsche-startups.de/2014/10/27/munchee-regional-markt-tailor-tales-crowdsell-indexvestor/

Geld auf das Handy von Freunden überweisen – Klimpr macht’s möglich

Mit den vom Zürcher Jungunternehmen Klimpr kürzlich lancierten Apps für Android und iPhone existiert endlich ein einfacher Weg, Zahlungen im Freundeskreis schnell und sicher via Handy zu erledigen.

http://startupticker.ch/en/news/october-2014/geld-auf-das-handy-von-freuenden-ueberweisen-klimpr-macht-s-moeglich#.VF-j6vnF9qU

World’s First Crypto-Currency Bank: Fidor Bank AG and Kraken Welcome Potential Partners in Establishing Banking Platform

Munich-based Fidor Bank AG (http://www.fidor.de), Germany’s first Web 2.0 Bank, and Kraken are launching an initiative to establish a „specialised bank for crypto-currencies“. The initiative aims to set up the world’s first fully regulated and licensed financial services entity in this sector.

http://www.prnewswire.co.uk/news-releases/worlds-first-crypto-currency-bank-fidor-bank-ag-and-kraken-welcome-potential-partners-in-establishing-banking-platform-281077152.html

INTERVIEW: Ingo Mierswa, CEO, RapidMiner

RapidMiner is a software platform … that provides an integrated environment for machine learning, data mining, text mining, predictive analytics and business analytics.

http://inside-bigdata.com/2014/11/03/interview-ingo-mierswa-ceo-rapidminer/

Marc Andreessen on Finance: ‘We Can Reinvent the Entire Thing’

“We have a chance to rebuild the system. Financial transactions are just numbers; it’s just information. You shouldn’t need 100,000 people and prime Manhattan real estate and giant data centers full of mainframe computers from the 1970s to give you the ability to do an online payment.

http://www.bloomberg.com/news/2014-10-07/andreessen-on-finance-we-can-reinvent-the-entire-thing-.html

European fintech investments soar

Venture capital investment in European fintech companies surged in the first three quarters of the year, driven by growing investor and customer demand.

http://www.efinancialnews.com/story/2014-10-27/fintech-news-2-european-fintech-investments-soar

How a Swiss start-up benefits from a UK accelerator program

DATANEXT is a SaaS for small asset and wealth managers…The start-up was selected as a finalist for the 3D Fintech challenge, a UK accelerator program.

http://startupticker.ch/en/news/october-2014/how-a-swiss-start-up-benefits-from-a-uk-accelerator-program

In drei Jahren werden wir an die 1.000 Mitarbeiter haben” – Sebastian Diemer, CEO Kreditech

Auf der ersten und größten Karriereveranstaltung speziell für die Digitalwirtschaft, dem Online-Karrieretag, sprachen wir in Hamburg mit Sebastian Diemer, dem Gründer und Geschäftsführer von Kreditech. Das Unternehmen verwendet Big Data und komplexe selbstlernende Algorithmen mit dem Ziel, schnelle und nachhaltige Kreditentscheidungen zu treffen.

http://onlinemarketing.de/news/in-drei-jahren-werden-wir-an-die-1-000-mitarbeiter-haben-sebastian-diemer-ceo-kreditech

15 Fragen an Matthias Kröner (Fidor Bank): Man muss den Kunden Rede und Antwort stehen

Jeden Freitag beantwortet ein Gründer oder eine Gründerin unseren standardisierten Fragebogen. Der Fragenkatalog lebt von der Vergleichbarkeit der unterschiedlichen Fragen, die alle Gründerinnen und Gründer beantworten müssen – diesmal antwortet Matthias Kröner, CEO der Fidor Bank.

http://www.deutsche-startups.de/2014/10/31/man-muss-den-kunden-rede-und-antwort-stehen/?fb_action_ids=679819712138248&fb_action_types=og.likes

Anlageberatung: Zeitalter der Roboter ist gekommen…

Ende Oktober kündigte der US-Onlinebroker Charles Schwab an, auf Algorithmen basierende Anlageberatung („Robo-Advisory“) erstmals ab 2015 überhaupt anzubieten – und das gebührenfrei.

http://de.e-fundresearch.com/research/artikel/23363-anlageberatung-zeitalter-der-roboter-ist-gekommen-

European Venture and Growth: Finally Crossing the Chasm

Every month the Go4Venture Monthly European Venture & Growth Equity Market Bulletin analyses the European Venture market. In the recent edition covering the month of September the authors see on the one hand the market becoming more and more mature. On the other hand there are clear signs of overheating.

http://www.startupticker.ch/en/news/november-2014/european-venture-and-growth-finally-crossing-the-chasm#.VF-mOfnF9qU

FCA (UK’s Financial Conduct Authority) out to ‚unlock‘ fintech innovation

The head of the UK’s Financial Conduct Authority has pledged to help „unlock“ the benefits of financial technology innovation at the launch of a new support service for fintech start-ups in London today.

http://www.efinancialnews.com/story/2014-10-28/fca-launches-innovation-hub-for-fintech-startups

Zinspilot: Dieses FinTech-Startup will Ordnung ins Konto-Chaos bringen

Für gute Zinsen müssen Anleger oft neue Konten jenseits ihrer Hausbank eröffnen. Zinspilot will das ändern – wie, das erzählen die Gründer im Interview.

http://www.gruenderszene.de/allgemein/zinspilot-interview

Kraken.com Launches USD, GBP Funding and GBP Trading in Partnership with PayCash

Kraken.com, a San Francisco-based bitcoin exchange, is pleased to announce its partnership with PayCash, a Luxembourg-based leader in innovative EU-focused payment solutions. The partnership will allow Kraken to provide both US dollar (USD) and British pound (GBP) funding to its clients.

http://www.businesswire.com/news/home/20141028005306/en/Kraken.com-Launches-USD-GBP-Funding-GBP-Trading#.VF0BoVe7irk

Wirecard at the CARTES 2014: Solutions for the Mobile Economy

The Wirecard Group will be presenting its comprehensive portfolio of technology and solutions for a mobile, cashless future at CARTES Secure Connexions in Paris, from 4 to 6 November 2014.

http://www.prnewswire.co.uk/news-releases/wirecard-at-the-cartes-2014-solutions-for-the-mobile-economy-280891912.html

7 Questions with Daniel Neis from KOINA

Veröffentlicht von admin@tochter

1. Who are you?

My name is Daniel Neis [CEO & Founder / KOINA AG], 42, business economist, I have over 15 years of experience as an ecopreneur and founder, as a consultant for startups and as a visionary strategist with a focus on management, marketing and sales. In the past I owned and managed a sales agency and operated a global trade agency for renewable commodities. In recent years, I have devoted myself entirely to developing and promoting sustainable strategies in modern societies. Voluntarily I manage an international group of monetary experts and as the initiator and founder of the KOINA AG in autumn 2013 in Switzerland, I combine my experience with my international networks. KOINA enables self-issued credit so that money becomes a common good. We will launch the system in DACH in 2015. By the way, KOINA is Greek and means ‚common’.

2. Which services do you sell and who are your competitors?

KOINA builds a credit-network which offers a unique web application as an all-in-one service from autonomous credit creation to the POS. Our customers issue their own KOINA money and spend it into circulation. This full-service includes the following products:

  • KOINA Creator (money creation tool)
  • KOINA Wallet (crypto-wallet based on decentralized banking software)
  • KOINA Market (global distributed Marketplace for KOINA products)
  • KOINA Index (crowdrating tool which influences the self-credit conditions)

KOINA offers additional services such as:

  • KOINA Ads (special product placement on MOS)
  • KOINA Smart Coins (NFC coins)
  • KOINA Notes (corporate paper money)
  • KOINA Service (installation of ERP, accounting software etc. based on odoo)
  • KOINA API (to integrate KOINA into other systems)

Our competitors are mainly altcoins, mutual credit schemes, local or complementary currencies. Compared to them, KOINA does not extract liquidity from the markets or just exchanges liquidity in a different way: KOINA provides new additional liquidity to the markets!

3. How did you get your startup idea and how did you finance your start-up?

As professional marketer, business economist and convinced LOHAS, I one day had the idea to promote sustainable consumption because I became disillusioned by higher and rising prices of sustainable products compared to cheaper conventional products. Then I discovered the profound problem in the monentary system itself since it fundamentally rewards those who produce the cheapest and sell for the highest possible price; sustainability is hardly competitive within such a system. That is why conferences like KYOTO, DOHA etc. always fail, simply because their goals cannot be financed. It is an unsolved systemic problem which I decided to solve. It took me several years to work out a solution, a lot of research, market surveys, legal advice spending all my private savings and with the help of many people around the world a team formed itself to support this idea which became a very ambitious project. One day a business angel joined our team. Her seed-funding lead to the incorporation of KOINA which is now a startup operation. Next year we will start the series A funding round. We are actively seeking investors already now…

4. What were the biggest challenges in starting?

The biggest challenges in democratising money creation are compliance issues and the legal framework apart from a sustainable currency system architecture and fundraising of course. Thanks to the Bitcoin hype and its regulations in Germany, we devised a clever solution to comply with German law. Another problem directly related is that a decentralized credit-network needs a decentralized legal framework including a networked business model. Parallel to that we are currently working on structuring KOINA as a decentralized company. The framework which we are designing for all of this is a real world’s first! It is a WIN-WIN for everybody and offers new possibilities for corporates and investors.

5. What areas within FinTech do you personally find most interesting and why?

For me the most interesting field of FinTech is the money creation itself because economy depends on how liquidity is provided, much less on how it circulates. Most startups concentrate on payment or money circulation (transactions). Only very few dare to disrupt the money creation and nibble into the credit market even though the international credit market is 200 times bigger than the global advertising market.

6. What opportunities do you see for FinTech startups in the DACH region, and how can we help to accelerate it?

Especially in the field of alternative currencies the DACH region plays a major leading role in the world today, as it has in the past. (e.g. Wunder von Wörgl). Germany was the first country in the world to regulate Bitcoin. The Swiss parliament is even evaluating whether these new alternative currencies could become a lucrative business model for the swiss banking sector. To generate benefits for investors, startups, banks, corporates and the state, it would help enormously to legalise tax payments in alternative currencies. That would be the biggest possible acceleration apart from inviting banks and authorities to embrace this inevitable future.

7. What tip would you like to give FinTech entrepreneurs?

1. Dare something completely new and don’t just try to optimize an existing business somehow – be truly unique!

2. Make sure that your product solves a problem for your customers and even invite them to develop it together with you – interactive value creation!

3. Check with the authorities of the markets which you want to enter that your product is compliant before you launch it.

Newsletter, 25 October – 31 October 2014

Veröffentlicht von michael reinicke

Fidor Bank AG und Payward/Kraken starten eine offene Initiative zur weltweit ersten Bankplattform mit Fokus auf virtuellen Währungen

Zielsetzung der Initiative ist die Gründung einer eigenen Bank für virtuelle Währungen. Die Bank soll verschiedene Anbieter von virtuellen Währungsangeboten als eigenständiges Unternehmen aggregiere. Offene Initiative beabsichtigt die Integration mehrerer Partner. Interessierte Partner können sich unter www.cryptocurrency-bank.com informieren und registrieren

http://www.cryptocurrency-bank.com/

Rocket Internet Lending Venture Spotcap Raises 13 Million Euros

Spotcap, ein FinTech-Start-up aus dem Hause Rocket Internet sammelt 13 Millionen Euro ein.

7 Questions with David Holetzeck of Table of Visions

My name is David Holetzeck and I am the founder and CEO of Table of Visions… Table of Visions provides crowdfunding software solutions for brands, busineses and organizations.

http://www.fintechforum.de/7-questions-david-holetzeck-table-visions/

10 Innovations For The Bank Of The Future: Financial News / WSJD FinTech Conference

Around 100 of Europe’s finest minds in the financial technology sector gathered Tuesday for the Financial News and WSJD inaugural Fintech Conference in London.

http://blogs.wsj.com/digits/2014/10/29/10-innovations-for-the-bank-of-the-future/

FinTech Forum Co-Founder Samarth Shekhar was among the Financial News’ 40 Leaders in Fintech invited to participate in working groups – comprising leading VCs, bank executives and startups – asked to design the Bank of 2020. The results were captured in this visual.

Bitcoin Suisse opens online ordering of Bitcoin Certificates

…The people of Switzerland, as well as those ordering the certificates from abroad, are now able to put a Bitcoin physically in their pocket. It combines old and new technology.

http://www.startupticker.ch/en/news/october-2014/bitcoin-suisse-opens-online-ordering-of-bitcoin-certificates

Digitalisierung hält Einzug ins Asset Management

In den Fintech-Sektor sind international seit 2008 knapp 2,97 Mrd USD venture capital geflossen, was einer Verdreifachung seit 2008 entspricht (Quelle: Accenture).

http://de.e-fundresearch.com/research/artikel/23252-digitalisierung-haelt-einzug-ins-asset-management

Where European Investors Hesitate, US Investors See Opportunity

New research by tech investment banking boutique Go4Venture Advisers shows that two-thirds of European financing rounds of $10 million or more now involve a US investor.

http://www.startupticker.ch/en/news/october-2014/where-european-investors-hesitate-us-investors-see-opportunity

Indexvestor bietet Finanzanlageberatung zum Festpreis

Das Münchner Start-up Indexvestor bietet Nutzern eine unabhängige Finanzanlageberatung zum Festpreis von 99 Euro (Startangebot) an.

http://www.deutsche-startups.de/2014/10/27/munchee-regional-markt-tailor-tales-crowdsell-indexvestor/

Laterpay: Wie ein Startup mit Geduld und Langfristigkeit die Monetarisierung von Inhalten verändern will

Vor sechs Monaten feierte das Münchner Startup LaterPay mit seinem Micropayment-Dienst für Kreateure von Online-Inhalten sein Debüt. Im Gegensatz zur verbreiteten Konvention in der Digitalwirtschaft, wo alles ganz schnell gehen muss, baut das Unternehmen auf Langfristigkeit. Erste Erfolge gibt es zu vermelden.

http://netzwertig.com/2014/10/17/laterpay-wie-ein-startup-mit-geduld-und-langfristigkeit-die-monetarisierung-von-inhalten-veraendern-will/

Neun aktuelle Fakten zu Venture Capital in Europa: Deutschland ist VC-Ziel Nummer 1

Der Branchendienst Dow Jones Venture Source führt regelmäßig Buch zum Geschehen in der Venture-Capital-Szene. Nun wurde die Statistik für das dritte Quartal veröffentlicht. Wir haben uns die Daten einmal genauer angesehen und die wichtigsten Fakten hier kurz zusammengefasst.

http://www.gruenderszene.de/allgemein/vc-kapital-q3-2014

Hessens Finanzminister gefährdet Start-up-Finanzierung

Das Anti-Angel-Gesetz steht vor der Rückkehr – leider!

http://www.deutsche-startups.de/2014/10/31/hessen-gefaehrdet-startup-finanzierung/

Panono Quickly Jumps on Companisto. Easily Beats € 100,000 Minimum Raise in First Day.

Panono has made the leap from Indiegogo hit to equity crowdfunding success. All within a matter of months.  Berlin, Germany based Panono raised $1.25 million in a rewards based campaign this past January and remains one of the top funded campaigns of all time on Indiegogo.

http://www.crowdfundinsider.com/2014/10/53388-panono-launches-equity-crowdfunding-campaign-companisto/

Onur Air Private Airline Becomes Wirecard’s Client

Wirecard AG has gained Onur Air, a private airline in Turkey, as a client. The airline is now using the International Air Transport Association (IATA) interface for the billing and settlement plan (BSP) via Wirecard’s multi-channel payment gateway for the first time. This now allows Onur Air to process ticket sales even more quickly and easily.

http://www.prnewswire.com/news-releases/onur-air-private-airline-becomes-wirecards-client-280616642.html

7 Questions with David Holetzeck of Table of Visions

Veröffentlicht von michael reinicke

1. Who are you?

My name is David Holetzeck  and I am the founder and CEO of Table of Visions.

2. Which services do you sell and who are your competitors?

TABLE OF VISIONS provides crowdfunding software solutions for brands, busineses and organizations. As a full service provider, TABLE OF VISIONS GmbH develops customer-specific solutions in the areas of Crowdfunding, Crowdinnovation and Crowdengaging. We work for clients such as the Sparkassen-Finanzportal and Deka Bank as well as the Wikimedia Foundation Germany.

With regards our competitors, actually, none of our them are quite like us. On the one hand Software providers like Katipult, mybusinessbacker, Crowd Engine or Crowd Range offer general online funding processes while on the other hand, some companies sell their own Crowdfunding platform as a white label next to their own crowd funding platform. We however, rather than simply provide high quality software, offer flexibity, quality and business experience garnered through five years of expereince in the Crowdfunding world.

3. How did you get your startup idea and how did you finance your startup?

We started one of the first crowdfunding platforms for a creative project in Germany called pling.de. We sold the platform in 2010 but kept the technology, developed it further and sold it as a white label solution. Once we started working with bigger companies we realized the potential of the principles of Crowdfunding and created different products on that basis. Now the Crowd-Technology is only a starting point. We  provide Crowdinnovation, Crowdfunding, Crowdinvesting, Crowdengaging and PreSale.

The company itself we built and funded with our own capital and so in the last few years we have been able to grow organically.

4. What were the biggest challenges in starting?

Explaining to people what Crowdfuning actually is and the possibilities that Crowdfunding has to offer them. At this point, Crowdfunding is synonymous with all the new funding methods which exist as a result of this technology. I also think that we stand at the forefront of those methods. Crowdfunding won‘t only finance projects, it will also change corporate finance and business funding.

5. What areas within FinTech do you personally find most interesting and why?

Fashion. The exciting thing about it is that it is constatly developing. The quick progress of this current fashion; to produce with higher and higher quality, is a real challenge. I‘d find it fascinating to change this sector.

6. What opportunities do you see for FinTech startups in the DACH region, and how can we help to accelerate it?

We are a fiercly regulated market and anyone who can make it in the German market has very good chances. However, overregulation is sometimes too much for FinTech Startups to bare. I think that banks need to start seeing FinTech Startups as life boats; they‘re faster and nimbler and can get things moving. Banks are restrictricted by the heavy regulations and can only move extremely slowly. Therein lies the opportunity for the FinTech-Forum.

7. What tip would you like to give FinTech entrepreneurs?

Overcoming the regulations requires political influence. It is sensible to be active in important circles in order to determine the possibility of taking part in actively shaping the regulations.

 

Newsletter, 18 – 24 October 2014

Veröffentlicht von michael reinicke

NetGuardians raises CHF 5 million in second round of financing

NetGuardians, a Swiss company offering anti-fraud banking solutions, is heading into its second round of financing of CHF 5 million…This round of financing is supported by three solid investors: SBT Venture Capital, Orbium and Polytech Ventures, who also participated in round one financing.

http://www.finextra.com/news/announcement.aspx?pressreleaseid=57309&topic=retail

SBT Venture Capital is among the leading fintech investors participating at our (sold-out) third event on 20th Nov. at the Airport Club, Frankfurt.

CashSentinel wins Swisscom Startup Challenge

CashSentinel is an escrow service aimed at improving security for people buying and selling used cars. Large sums of money can be transferred securely via mobile phone…

http://startupticker.ch/en/news/october-2014/insights-contacts-and-an-investment#.VEpq_PmSxqV

Munich’s Pockets United (mobile money transfer between friends) on failing.

Markus Stiefel wollte mit Pockets United das Bezahlen revolutionieren. Jetzt kapituliert er vor der Finanzaufsicht.

http://www.welt.de/print/die_welt/finanzen/article133523501/BaFin-ist-mit-Start-ups-schlicht-ueberfordert.html

Digitec-Gründer lanciert Startup (TrueWealth) für effiziente Vermögensverwaltung

Oliver Herren, einer der drei Gründer von digitec, hat zusammen mit zwei weiteren Partnern die Online-Vermögensverwaltung True Wealth gestartet. Die drei versprechen einen „konsequent kosteneffizienten“ Service.

http://startupticker.ch/en/news/october-2014/digitec-gruender-lanciert-startup-fuer-effiziente-vermoegensverwaltung

Doodle und Leetchi starten Partnerschaft

Bertelsmann übernimmt das US-Unternehmen Relias Learning für einen mittleren dreistelligen Millionenbetrag vollständig vom Private-Equity-Unternehmen Vista Equity Partners. Der Kauf des US-amerikanischen E-Learning-Anbieters sei „ein großer Schritt auf dem Weg, das Bildungsgeschäft zu einer dritten Ertragssäule für Bertelsmann neben Medien und Dienstleistungen zu machen“, erklärt Thomas Rabe, Vorstandsvorsitzender von Bertelsmann.

http://www.gruenderszene.de/allgemein/delivery-hero-doodle-leetchi-kixi-bip-berlin-ibb-bertelsmann

Speedinvest, Pioneers and Hansi Hansmann setup a fund to help startups with funding and help them internationalise early.

Speedinvest, Pioneers und Hansi Hansmann rufen einen Fonds ins Leben, der Start-ups einerseits früh fördern und andrerseits zum Sprung aufs internationale Parkett verhelfen soll.

http://futurezone.at/thema/start-ups/50-millionen-sollen-investitionsloch-bei-start-ups-stopfen/89.765.042

VC-STUDIE: Das Geld fließt nach Berlin

Berliner Unternehmen erhielten in dem untersuchten Zeitraum insgesamt 217 VC-Investitionen mit einem Volumen von 873 Millionen Euro.

http://www.gruenderszene.de/allgemein/studie-wachstum-berlin-vc-szene

Neue Investment-Steuer vs. 500-Millionen-Fonds für deutsche Startups

Während Wirtschaftsminister Gabriel einen 500-Millionen-Fonds in Aussicht stellt, will der hessische Finanzminister Startup-Investments unattraktiver machen.

http://www.gruenderszene.de/allgemein/hessen-startups-steuer-gabriel-fonds

Wie man den Wert seines Unternehmen bestimmt

Die Frage nach der Bewertung eines Start-ups steht im Mittelpunkt von Übernahmen. Ein netter Einstieg in das schwere Thema Bewertungen ist diese Präsentaion mit dem Titel „Basic start up valuation – how much r u worth“. Man muss allerdings etwas Zeit mitbringen, es sind über 130 Folien.

http://www.deutsche-startups.de/?p=174769

Newsletter, 11 October – 17 October 2014

Veröffentlicht von michael reinicke

Frankfurt-based fintech PFM startup vaamo gets €2.5 funding from Route 66 Ventures.

Das Frankfurter Startup vaamo öffnete kürzlich seinen Online-Service für Sparbegeisterte – unabhängig von der Größe des Geldbeutels…

[vaamo presented at our 2nd event in May 2014. Meet vaamo as well as their investor Route 66 Ventures at our 3rd event (sold out six weeks in advance!) or read our 7 Questions with Team Vaamo from last year.]

http://rhein-main-startups.com/2014/10/16/frankfurter-fintech-startup-vaamo-erhalt-25-millionen-euro-venture-capital-und-wachst-aus-beta-phase-heraus/

Orderbird bekommt zehn Millionen US-Dollar

Orderbird bekommt zehn Millionen US-Dollar. Mit ConCardis gewinnt das Berliner Startup außerdem einen strategischen Investor mit 30 Jahren Erfahrung in der Branche.

http://www.gruenderszene.de/allgemein/orderbird-serie-b-10-millionen-concardis
EN: http://venturebeat.com/2014/10/14/german-ipad-software-provider-orderbird-secures-10m/

7 Questions with Johannes Weidelener from Heussen Law

…Heussen Law is a leading law firm in Fintech combing as a team specifically tech law and regulation law with know how in new business models expanding from, among others, internet banking to crowd financing/investing and software/IT platforms companies.

http://www.fintechforum.de/7-questions-johannes-weidelener-heussen-law/

Moscow’s Life.Sreda Looking to U.S., Europe to Invest in Fintech Startups

Life.Sreda, a Russian venture firm focused on financial technology startups, is raising a $100 million second fund as it plans to shift the vast majority of its investments to U.S. and European startups, as VentureWire reported this morning.

http://blogs.wsj.com/venturecapital/2014/10/14/moscows-life-sreda-looking-to-u-s-europe-to-invest-in-fintech-startups/

Fidor Bank Group Gains Another International Partner for Fidor Operating System (fOS)

Fidor Bank announces a new customer win in the shape of an international independent telecommunications provider. The aim of the partnership is to provide up-to-date, all-round financial services for the millions of customers of the telecommunications provider.

http://www.wallstreet-online.de/nachricht/7086460-fidor-bank-group-gains-another-international-partner-for-fidor-operating-system-fos

Managementschwund und rauer Umgangston bei Kreditech

Dem Hamburger Startup Kreditech scheinen die Manager wegzulaufen. Mehrere Umstände scheinen für den Managerschwund bei Kreditech verantwortlich zu sein…Zum einen herrsche im gesamten Unternehmen ein sehr rauer Umgangston, besonders CEO und Gründer Sebastian Diemer soll demnach regelmäßig zu verbalen Ausfällen neigen.

http://www.gruenderszene.de/allgemein/kreditech-managementschwund-umgangston

Focus: Apple, PayPal, Amazon: Warum die klassische Bankfiliale vor dem Aus steht

Gehen Sie eigentlich noch zur Bank? Nein? Damit gehören Sie zu einem Großteil der Bevölkerung. Bald wird es überhaupt keine Filialen mehr geben. Weshalb? Das erklärt unser FOCUS-Online Experte Matthias Kröner

http://www.focus.de/finanzen/experten/kroener/geschrumpft-oder-verschwunden-warum-die-klassische-bankfiliale-vor-dem-aus-steht_id_4191171.html

Technology will hurt the banks, not kill them

Silicon Valley does not want a new financial system, but rather to ride on the existing one

http://www.ft.com/intl/cms/s/0/710445c4-52ed-11e4-b917-00144feab7de.html

The real truth about FinTech startups…

FinTech is a good place to be as a startup these days.
Investors love the space with dedicated VC funds coming up (Brightbridge Capital, NyCa, OrangeGrowth Capital)
Engineers too are keen to join the next Square, Simple, LearnVest, Klarna …
Consumers are eagerly waiting for the next disruption to their financial needs.

https://medium.com/fintech-fantastic/the-real-truth-about-fintech-startups-41c8e168554e

German Accelerator schickt 18 Start-ups in die USA

FinTech Startups Payever and Paij among 18 startups headed to the USA. Congratulations and all the best to both the teams!

http://www.deutsche-startups.de/2014/10/17/german-accelerator-schickt-18-start-ups-die-usa/

Startup Tipp: Wie man mit dem German Accelerator in die USA kommt

„Wir helfen und unterstützen, deutsche Start-ups dabei, den Markteintritt in die USA erfolgreich zu schaffen“, sagt Oliver Hanisch, Initiator des German Accelerator. Im Videointerview erläutert er zudem wer hinter dem Accelarator steckt und welchen Gründern er die Teilnahme empfiehlt.

http://www.deutsche-startups.de/2014/08/08/wie-man-mit-dem-german-accelerator-die-usa-kommt/

FinTech projects easyCard, Reskribe and Papayer among startups that went offline in 2014.

Nicht alle deutschen Start-ups sind erfolgreich! Leider sind auch 2014 schon wieder zahlreiche große und kleine deutsche Start-ups und Online-Projekte für immer von der digitalen Bildfläche verschwunden. Darunter unter anderem Start-ups und Projekte wie Reposito, WhatsYourPlace und Fernsehen.de.

http://www.deutsche-startups.de/2014/10/08/start-ups-die-2014-bereits-gescheitert-sind-bisher/

Deutsche Telekom lässt deutsche Start-ups links liegen

T-Venture wird zum lästigen Anhängsel von Deutsche Telekom Capital Partners. Doch nicht nur der Name ändert sich, auch die Ausrichtung: Deutsche Telekom Capital Partners will in den USA reüssieren. Eine Fehlentscheidung, wie nicht nur LinkedIn-Mitgründer Konstantin Guericke findet.

http://www.deutsche-startups.de/2014/10/03/deutsche-telekom-laesst-deutsche-start-ups-links-liegen/

Bitcoin Suisse opens online ordering of Bitcoin Certificates

Bitcoin Suisse AG launches a new Bitcoin product to the Swiss market. The people of Switzerland, as well as those ordering the certificates from abroad, are now able to put a Bitcoin physically in their pocket. It combines old and new technology. It is a printed Bitcoin certificate, commonly referred to as a paper wallet, in the shape of an early 20th century bank note.

http://www.startupticker.ch/en/news/october-2014/bitcoin-suisse-opens-online-ordering-of-bitcoin-certificates#.VEOPMvmSxqU

Virtuelle Währung: Erster Bitcoin-Automat in München

300 Euro für einen Bitcoin: In München steht seit kurzem ein Automat, an dem normales Geld in die virtuelle Währung umgetauscht werden kann. In einigen Geschäften kann man damit schon bezahlen – sogar Cocktails.

http://www.sueddeutsche.de/muenchen/virtuelle-waehrung-erster-bitcoin-automat-in-muenchen-1.2164770

Cashcloud-Schnell, schneller, sofort: Die cashcloud eWallet nun auch aufladen per Sofortüberweisung

Die mobile eWallet cashcloud kann ab jetzt in real-time aufgeladen werden: Einzahlungen sind mit dem neusten Update auch per Sofortüberweisung möglich. Die Kooperation mit dem Online-Zahlungssystem garantiert einen unmittelbaren Geldeingang auf dem eWallet-Konto und eine Rund-um-die-Uhr-Nutzung von cashcloud.

http://www.presseportal.de/pm/108428/2854949/schnell-schneller-sofort-die-cashcloud-ewallet-nun-auch-aufladen-per-sofortueberweisung

Barzahlen: Wie Onlineshopping mit Bargeld funktioniert

Online kaufen und offline bezahlen? Beinahe anachronistisch kommt der Dienst des Startups Barzahlen daher. Die Gründer erklären, warum die Mischung funktioniert.

http://www.gruenderszene.de/allgemein/barzahlen-startup-helden

Paycan liefert Beacon Technologie an Händler aus

In unserer Rubrik “5 neue Start-ups” gibt es Woche für Woche neue Start-ups und Internetprojekte aller Art in Kurzform. Diesmal stellen wir Creondo, Paycan, Felix1, Ovisto und TidyHub vor. Das Münchener Start-up stellt sich dem Konkurrenzkampf um die besten Reinigungskräfte und vermittelt diese an Privat- und Geschäftskunden.

http://www.deutsche-startups.de/2014/09/29/creondo-paycan-felix1-ovisto-tidyhub/

Payon Omni-channel payment processing: How can payment service providers address challenges faced by merchants?

Consumers, in the age of the smartphone, have more information than ever at their fingertips. These self-empowered shoppers have high-expectations, expecting online and offline channels to be blended to create a seamless shopper experience.

http://blog.payon.com/blog/omni-channel-payment-processing-payment-service-providers-address-merchant-challenges

Wirecard integriert Payment Services in das Shopsystem SUPR

Ab sofort kooperiert der Technologie- und Finanzdienstleister Wirecard im Bereich Payment Services mit dem Softwareunternehmen Supreme NewMedia GmbH, Betreiber des Shopsystems SUPR (supr.com). Mit dem flexiblen, kostenlosen Software-as-a-Service (SaaS)-Shopsystem bauen Händler ihren Onlineshop individuell nach ihren Wünschen auf.

http://www.wirecard.de/newsroom/pressemeldungen/newsdetail/wirecard-integriert-payment-services-in-das-shopsystem-supr/

Erster Gründerworkshop von Visa und payleven im betahaus Berlin

Was sind die Gründe für die neue Lust, sich selbstständig zu machen? Welche Herausforderungen kommen auf die jungen UnternehmerInnen zu? Und wie können sie ihr Geschäft erfolgreich gestalten? Diese Fragen beantworten erfolgreiche GründerInnen aus Berlin und eine aktuelle Studie beim ersten Gründerworkshop mit Visa Europe und payleven.

http://www.betahaus.com/berlin/event/grunderworkshop-von-visa-europe-und-payleven/

Snapchat will Mobile Payments integrieren

A recent report says Snapchat wants to become a hub for other services. We can look to another messaging beast — WeChat — for an idea of what that might look like.

https://gigaom.com/2014/10/14/snapchat-reportedly-plans-to-become-a-mobile-platform-much-like-chinas-wechat/

7 Questions with Johannes Weidelener from Heussen Law

Veröffentlicht von admin@tochter

1. Who are you?

My name is Johannes Weidelener, lawyer, and I am partner at Heussen Law.

2. Which services do you sell and who are your competitors?

Heussen Law is a leading law firm in Fintech combing as a team specifically techlaw and regulation law with know how in new business models expanding from, among others, internet banking to crowd financing/investing and software/IT platforms companies. We offer the whole range of Fintech law on base of comprehensive know how with a focus on feasible solutions guaranteeing legal security of the envisaged business. We support new business models sharing future potentials. Thinking entrepreneurially we bring Fintech companies and investors and potential partners together.

3. How did you get your startup idea and how did you finance your startup?

We are partners of internet financial services companies accompanying the change from traditional banking to online/mobile financial services. The Fintech area is a blueprint in startup thinking and learning and for us it is a permanent startup to move this strategic shift in the financial services industry ahead where we can learn from our clients.

We are just setting up together with an UK law firm an internet platform for Fintech law issues.

4. What were the biggest challenges in starting?

The biggest challenge is to keep pace with the fast developments of the Fintech industry. Having a wide network in this area helps definitely to understand the industry and its needs for the right advice.

5. What areas within FinTech do you personally find most interesting and why?

Major disruptive developments are identifiable: crowdinvesting will become an important part of corporate finance. Mobile Payment and new currencies will change the concept of currencies and payment notwithstanding of banks and central banks having not yet embraced these game-changing developments. Algorithms provide a new way of assessment of credit-worthiness.

6. What opportunities do you see for FinTech startups in the DACH region, and how can we help to accelerate it?

The momentum of the tech boom should build a good platform for potential capacities of Fintech companies in the DACH region. My belief is we should heavily work together to ensure that DACH is part the new developments in Fintech. Networking and sharing know how and resources between start up, investors and established players on the market are essential for the success of startups. Altogether more specifically addressed customer needs by Fintech combined with its fast changing technology as regards risks and flexibility of transactions forms the environment for major change in the financial industry starting to accelerate.

7. What tip would you like to give FinTech entrepreneurs?

Speed, reliable partnerships and the right momentum are key factors for success. As regards legal issue a reliable partner makes a difference. Regulation is a hurdle but a solvable one and, thus, no excuse to start business.

Newsletter, 04 October – 10 October 2014

Veröffentlicht von admin@tochter

Insurance app Knip secures Series A funding

The Zurich based Knip AG raised a Series A round led by the Dutch fintech fund Orange Growth Capital (OGC), with participation from Redalpine, a Swiss venture capitalist, and two business angels from Germany and Switzerland.

http://startupticker.ch/en/news/october-2014/insurance-app-knip-secures-series-a-funding#.VDpJm_mSxqV

(Meet OGC Founding Partner Reinier Musters at the 3rd FinTech Forum event on 20th Nov. 2014. Reinier was also on the roundtable panel at our 2nd event in May 2014 – read the highlights.)

Invenoturm, an iPad-based accounting system, receives €4 mn funding.

Inventorum, das Start-up des prominenten Gründers Michael Brehm erhält vier Millionen Euro von Investoren… Inventorum bietet insbesondere kleinen Einzelhändlern ein neues Kassensystem auf Basis des Apple-Tablets iPad.

http://www.wuv.de/digital/vier_millionen_fuer_inventorum

Boku übernimmt Mopay

Der amerikanische Mobile Payment-Anbieter Boku übernimmt seinen Münchner Wettbewerber mopay. “Durch die Verschmelzung beider Unternehmen entsteht ein Anbieter, der dem Bezahlen per Handy eine globale Dimension als Zahlungsmittel verleiht”, sagt Jon Prideaux von Boku.

http://techcrunch.com/2014/10/07/boku-buys-germanys-mopay-in-carrier-billing-consolidation-covering-5b-users/

7 Questions with Stephane Dubois of Xignite

Xignite is the leading provider of financial market data via cloud-based APIs…We cover every financial asset class and data type. And we have global data from more than 45 countries.

http://www.fintechforum.de/7-questions-stephane-dubois-xignite/

(Meet Stephane at the 3rd FinTech Forum event on 20th Nov. 2014, where he is also a mentor.)

Q&A with Brendan Bradley, Eurex: Why we invited in the fintech start-ups

Deutsche Börse has became one of the latest financial giants to open its doors to fintech start-ups. The German exchange group in June launched an online platform called Open Innovation…

http://www.efinancialnews.com/story/2014-09-29/fintech-news-brendan-bradley-eurex-why-we-invited-in-the-fintech-startups?ea9c8a2de0ee111045601ab04d673622

Digitale Finanzen: Commerzbank sucht Inspiration in der Startup-Szene

Der 16. Mai 2007 ist ein kaum bekanntes, aber überaus interessantes Datum in der deutschen Finanzwirtschaft: An diesem Tag eröffnete die Wirecard Bank als erstes deutsches Institut eine Filiale in der virtuellen Online-Welt Second Life. Modernisierung, so schien es, hielt endlich auch bei den Geldhäusern des Landes Einzug.

http://www.gruenderszene.de/allgemein/commerzventures-commerzbank

“Die Internetfirmen haben der Bankenwelt den Kampf angesagt”

„In den nächsten zehn Jahren werden Internet-Firmen den Banken die Kunden abnehmen“, prophezeit Deutschlands Seriengründer Nr 1., Oliver Samwer – und schickt mit Lendico, Zencap, Paymill und Payleven gleich vier Finanz-Startups ins Rennen.

http://netzoekonom.de/2014/10/06/die-internetfirmen-haben-der-bankenwelt-den-kampf-angesagt/

Are we in a fintech bubble?

The financial technology sector is not just hot, it’s smoking hot. Last year global private fintech companies raised nearly $3 billion, that’s more than triple the $930 million invested into fintech companies in 2008.

http://venturebeat.com/2014/10/04/are-we-in-a-fintech-bubble/

Wie Auxmoney versucht, aus Anfangsfehlern zu lernen

Mit siebenjähriger Markterfahrung ist Auxmoney inzwischen kein Jungunternehmen mehr, fühlt sich aber aufgrund seiner Historie noch immer als Startup.

http://www.gruenderszene.de/allgemein/auxmoney-interview

New Figures on Lendico and Zencap 

…An estimate says that Lendico Germany originated 1 million EUR loan volume in the first 6 months of 2014…Zencap (Germany) loan volume since inception: 2 million Euro.

http://www.wiseclerk.com/group-news/countries/germany-new-figures-on-lendico-and-zencap/

Barzahlen: Kunden können ab sofort Einkäufe bei Online-Händlern bar bei Budni bezahlen

 https://www.barzahlen.de/de/presse/pressemitteilungen

DSwiss (Swiss secure online data storage service) in Partnership with Prosegur

Prosegur, the globally active security service provider for cash logistics and management solutions is henceforth entrusting the support of its growing digital business to the high-security online data storage service SecureSafe.

http://www.startupticker.ch/en/news/october-2014/dswiss-partnership-offers-access-to-international-markets

(Argentina’s) Banco Macro opts for Mambu’s cloud banking solution

Argentina’s Banco Macro will use the Mambu cloud as the basis for a new business unit, which will offer loans to micro-enterprises and small businesses.
The bank’s new Alumbra initiative plans to offer loans of $250-$6000, starting in Salta, one of Argentina’s poorest northern regions. The aim is to provide a lifeline to areas that have historically lacked access to financial services.

http://www.bankingtech.com/253361/banco-macro-opts-for-cloud/

Wirecard Lifts FY14 EBITDA View – Quick Facts

Wirecard AG (WRCDF.PK), a provider of outsourcing and white label solutions for electronic payment transactions, Tuesday said its Management Board has raised the earnings guidance for fiscal year 2014 due to strong new customer gains as well as the overall positive business performance.

http://www.nasdaq.com/article/wirecard-lifts-fy14-ebitda-view–quick-facts-20141007-00016#ixzz3FpjWUfPO

Wells Fargo’s Digital Labs: banking’s future or science fiction?

Wells Fargo Digital Labs invited media over this week to see how the bank is experimenting with a range of new technology to determine whether it might one day make banking easier or more profitable.

http://www.bizjournals.com/sanfrancisco/blog/2014/10/wells-fargos-digital-labs-banking-jim-smith.html

Bitcoin’s slippery slope could see it fall to $100

Is Bitcoin dead in the water? You could be forgiven for thinking so.
Since July 6, the Bitcoin average price has more than halved from $634 to $305 October 5. Less than 12 months ago, the price of a Bitcoin was a whopping $1,072.

https://www.tradingfloor.com/posts/bitcoins-slippery-slope-could-see-it-fall-to-100-1871034?utm_medium=tf4-feed&utm_source=extract

7 Questions with Stephane Dubois of Xignite

Veröffentlicht von admin@tochter

Corporation

3. How did you get your start-up idea and how did you finance your start-up?

We started as a wealth management software company and we could not find easy APIs for our software so we pivoted to our business today. Now we are the favorite data provider of FinTech companies, innovative financial institutions and… wealth management software companies.

4. What were the biggest challenges in starting?

Building an extensive catalog of data and APIs that would cover most of the requirements of our typical target market—which can be extremely expensive to build.

5. What areas within FinTech do you personally find most interesting and why?

Anything investment, capital markets and FX related as they are our primary customers.

Specifically the digital wealth management market

6. What opportunities do you see for FinTech start-ups in the DACH region, and how can we help to accelerate it? 

We are seeing tremendous innovation coming from the DACH markets that mirrors what we have seen in North America. They are many areas of innovation to uncover that include the specificities and financial habits of the DACH markets and we hope to help inspire more and more of that innovation.

7. What tip would you like to give FinTech entrepreneurs?

Financial market data is not free.

Newsletter, 27 September – 03 October 2014

Veröffentlicht von admin@tochter

SWIFT Innotribe announces the winners of the 2014 Startup Challenge

Epiphyte and MatchMove won the title of “Top Startups” (including a $50,000 cash prize) and „Top Innovator“ respectively.

http://www.swift.com/about_swift/shownews?param_dcr=news.data/en/swift_com/2014/PR_sibos_innotribe_winners.xml

(Startups from the D.A.CH region that pitched in the finals included Lendstar– which presented at our 1st event in Nov. 2013- and Mambu. Moneymeets (also from our 1st event) and BitBond (from our 2nd event in May 2014) made it to the semi-final stage. FinTech Forum is a partner of Innotribe and was a judge of the Innotribe Startup Challenge 2014.)

Commerzbank gründet Tochter für Start-up-Finanzierung

Die Commerzbank steigt dick in die Finanzierung junger Start-ups ein. Mit CommerzVentures will die zweitgrößte deutsche Bank künftig junge Unternehmen finanzieren, deren Geschäft an der Schnittstelle zwischen Finanzdienstleistungen und Technologie liegt, sogenannte FinTechs.

http://www.wsj.de/nachrichten/SB10235264033994764657504580187970214361454

2104 FinTech funding in D.A.CH crosses $100mn: FinTech Forum at Sibos, Boston.

Speaking in the session Opportunities for collaboration – FinTech ecosystem, at SWIFT’s Innotribe / Sibos conference in Boston, FinTech Forum Co-Founder Samarth Shekhar summarized the fast-growing fintech scene in D.A.CH and Central Europe. FinTech startup funding in 2014 in Germany, Austria and Switzerland – already past $100 mn (Kreditech, Auxmoney, Traxpay, Numbrs, Wikifolio etc.) – is set to exceed the total investments between 2011-2013. This is based on the Forum’s upcoming study, initial results of which will be presented at their third event (20th Nov. 2014 in Frankfurt).

World Economic Forum ernennt Fidor Bank zur „Global Growth Company“

Noch sichtlich beeindruckt von der Auszeichnung verkündete heute Matthias Kröner, Vorstand der Fidor Bank, auf Facebook die Verleihung: Fidor wurde in den Kreis der „Global Growth Company“ vom World Economic Forum aufgenommen.

http://www.it-finanzmagazin.de/world-economic-forum-ernennt-fidor-bank-zur-global-growth-company-4274/

Argentina’s Banco Macro launches SME loans entity on Mambu cloud platform

Banco Macro, Argentina’s largest domestically-owned private bank, and the sixth-largest by deposits and lending, is launching a new business loans entity for microenterprises and small businesses, with the help of cloud banking platform provider Mambu.

http://www.finextra.com/news/announcement.aspx?pressreleaseid=56966&topic=payments

Mit LaterPay digitale Inhalte ab 5 Cent (ver-)kaufen

Das Münchener Start-up LaterPay hat ein gleichnamiges Micropayment-System entwickelt: Content-Anbieter können mit der serviceorientierten API-Plattform digitale Inhalte ohne Vorabregistrierung oder Vorabzahlung verkaufen.

http://www.deutsche-startups.de/2014/09/26/mit-laterpay-digitale-inhalte-ab-5-cent-verkaufen/

Moneyland.ch lanciert umfassenden Krankenkassen-Rechner

Das Schweizer Finanzstartup moneyland.ch lanciert einen unabhängigen Krankenkassen-Vergleich, der alle Krankenkassen und Modelle umfasst.

http://www.startupticker.ch/en/news/october-2014/moneyland-ch-lanciert-umfassenden-krankenkassen-rechner#.VDGGk_mSxqU

„Die Banken unterschätzen die Gefahr durch Fintechs“

Der Unterschied ist sofort zu erkennen. Hier: Frankfurt, einer der vielen Konferenz-Säle der Stadt, darin Zuhörer in den hier üblichen grauen und schwarzen Anzügen… Dort: Barcelona, ein Industrie-Loft, das sich viele Menschen als Arbeitsplatz teilen, Hub heißt das auf Neudeutsch.

http://www.wsj.de/nachrichten/SB10235264033994764657504580189831028208968

Credit Suisse plant Facebook für Reiche

Internet-Giganten und Startups greifen die Banken in ihren Kernbereichen an. Nun kontern CS und UBS mit eigenen Angeboten.

http://www.nzz.ch/nzzas/nzz-am-sonntag/credit-suisse-plant-facebook-fuer-reiche-1.18392428

Startup Advice: The seven deadly sins of fintech start-ups

Today’s sermon is from Matteo Rizzi, a founder of pioneering fintech project Innotribe and a partner at SBT Venture Capital, the fintech fund of Russian bank Sberbank @matteorizzi

http://thetally.efinancialnews.com/2014/09/seven-deadly-sins-fintech-start-ups/

7 wichtige Fakten über die Berliner VC-Landschaft

http://www.deutsche-startups.de/2014/10/01/berlin-vcs-fakten/

Neuer Chef für strauchelndes Watchever und neue Paymill-Führung

http://www.gruenderszene.de/galerie/personalien-watchever-paymill?pid=6197

Deutsche Telekom lässt deutsche Start-ups links liegen

http://www.deutsche-startups.de/2014/10/03/deutsche-telekom-laesst-deutsche-start-ups-links-liegen/