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FTF on Tour 2016 in Tweets

Veröffentlicht von admin@tochter

AirPlus ‏@AirPlus

Connect to new markets within hours @optileGmbH. Final pitch of second round #FTFTravel

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AirPlus ‏‏@AirPlus

End-to-end travel assistant as a service with MissionControl #FTFTravel

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FinTech Forum ‏@FinTechForum_DE

#MyTimeToFlight helps frequent travelers make the most of their time to and at the airport #FTFTravel @AirPlus

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FinTech Forum ‏@FinTechForum_DE

Now on stage: business travel assistant as a service #MissionControl from @Lufthansa_DE Innovation Hub #ftftravel

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FinTech Forum ‏@FinTechForum_DE

Targeting the „Frequent diners“ #FinTech opportunity (both B2C and B2C) is our next #startup Dine+Go @AirPlus #FTFTravel

AirPlus ‏‏@AirPlus

Fly first- pay later. @BillpayGermany on the stage at FinTech Forum at AirPlus #FTFTravel

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AirPlus ‏@AirPlus

Patrick W. Diemer opens the FinTech Forum on Tour at AirPlus #FTFTravel… http://fb.me/O72wBSbq

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AcceleratorFrankfurt ‏@accelerator_ffm

Largest EU player in corporate credit cards @Airplus owned by @lufthansa  #ftftravel

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Paul Morgenthaler ‏@morningdollar

Looking forward to FinTech Meets Travel today @AirPlus #FTFTravel

bizpay ‏@BizPayPayments 

#FTFTravel looking forward to seeing the rest of the pitches. Really great to be invited to showcase @BizPayPayments.

Michael Mellinghoff ‏‏@Mellinghoff 

Great panel at #FTFTravel at #AirPlus HQ #Fintech #Travel @morningdollar @FinTechForum_DE @AirPlus
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Paul Morgenthaler ‏@morningdollar

7% of all vacation trips in Germany are financed with bank loans according to @BillpayGermany #ftftravel

PoshBerry ‏@flyPoshBerry

PoshBerry Retweeted AirPlus

Thanks for hosting this event. It’s been a pleasure to participate! #FTFTravel  PoshBerry added,

AirPlus ‏@AirPlus

Loyalty points ecosystem is our future-@flyPoshBerry #FTFTravel

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AcceleratorFrankfurt ‏@accelerator_ffm

Receive your payments with multiple options. @OptioPay pitching during #FTFTravel

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AirPlus ‏‏@AirPlus

Blockchain in Travel @martchouk #FTFTravel

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AirPlus ‏@AirPlus

Managing time-adding value. With MyTimeToFlight from AirPlus #FTFTravel

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FinTech Forum ‏@FinTechForum_DE

Serial startupper @DominikGroenen2 showcases #massup to #FTFTravel #FinTech #InsurTech. 15 countries & growing!

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RatePAY GmbH ‏@RatePAY

Gespannt verfolgen wir die Vorträge der #FTFTravel in #Frankfurt

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FinTech Forum ‏@FinTechForum_DE

Interesting questions for #FlyMoney from Tel Aviv, bringing lower, transparent forex rates to travelers  #FTFTravel

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 AirPlus ‏@AirPlus

FlyMoney opens the second round of pitches @TalEkroni #FTFTravel

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Alexander Thamm GmbH ‏@AT_Analytics

Nadiem presenting via video 3 #DataScience Use Cases in FinTech and Travel @FinTechForum_DE #FTFTravel Alexander Thamm GmbH added,

FinTech Forum ‏@FinTechForum_DE

@AT_Analytics we missed the photo in our tweet!

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FinTech Forum ‏@FinTechForum_DE

Fly frequently & tired of creating accounts for each airport (wifi, restaurants, shops etc.)? @getflio! #FTFTravel

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 Xpenditure ‏@Xpenditure

Interesting pitch by @BizPayPayments at #FTFTravel. Looking forward to present Xpenditure at 15h45.

Alexander Thamm GmbH ‏@AT_Analytics

Thank you for this great opportunity! Wish we could be there today!  #FTFTravel @FinTechForum_DE Alexander Thamm GmbH added,

FinTech Forum ‏@FinTechForum_DE

Kicking off the #startup pitches at #FTFTravel with 3 data science use cases in fintecg and travel @AT_Analytics „on stage“ via video!

Michael Mellinghoff ‏@Mellinghoff  

#ValootTechnologies from #HongKong in a great #live pitch at #FTFTravel @AirPlus @FinTechForum_DE #Fintech #Forex

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Cardlay ‏@cardlay  

Clients demand travel to happen instantly with very low latency „Money on the move“ #FTFTravel @FinTechForum_DE

Jørgen Chr. Juul and Cardlay

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FinTech Forum ‏@FinTechForum_DE

Plantoids- art forms that reproduce themselves via #blockchain. #FTFTravel looks to the impact on Travel & Finance

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FinTech Forum ‏@FinTechForum_DE

After a coffee break, it’s time for a primer on #blockchain in #finance and #travel with @martchouk & @Mellinghoff

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Newsletter, 03 September – 09 September 2016

Veröffentlicht von admin@tochter

Online-Finetrader (tradico) raises 2,5 Million Euro

Earlybird, DvH Ventures und der Frühphasen-Investor Speedinvest investieren 2,5 Millionen Euro in das Fintech-Startup Tradico. Das Unternehmen, das sich als Online-Finetrader für den gewerblichen Bereich positioniert, wurde 2014 von Mario Springer und Manuel Hehle in gegründet.

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Payworks receives ($4.5 M) funding

Payworks‘ gateway technology, Pulse, wants to provide the lifeblood to point-of-sale transactions for merchants using EMV, contactless and mobile wallets. The company just announced $4.5 million in Series A funding from investors Rumford, HW Capital and Speedinvest.

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FinLab AG invests in technology firm AUTHADA GmbH

AUTHADA revolutionizes the identification process, verifying a customer’s identity via the electronic identity (eID) in a government-issued ID card and a smartphone’s NFC interface all in a matter of seconds using officially verified master data.

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Congratulations to Authada, which was selected to present at the 4th FinTech Forum (Mar. 2015)

FTF On Tour | FinTech meets Travel: The Event in Tweets

The inaugural FTF On Tour |FinTech meets Travel event on 6th Sep. 2016 brought together startups at the intersection of two sectors together with investors, travel and financial services executives. The startups that were selected to present are addressing massive opportunities in financing, paying for, insuring, and reimbursement of travel, and included players from Israel and Hong Kong. Check out the event in tweets.

Challenger bank Fidor adopts ‚attack formation‘

Challenger banks have disrupted the banking sector without actually changing that much to date, but the acquisition of Fidor Bank by French banking giant BPCE could see real inroads being made into the traditional retail banking sector.

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German FinTech Cringle Overfunding by Over 450% on Companisto 

Cringle, a smartphone app used to send money quickly within Europe, is continuing to rally on Companisto.  To date, the fintech app has garnered over 459,010€ from nearly 1000 investors for 8.89% share offered.

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myPension – now a startup focused on pension

Auf der Startseite von myPension ist zunächst nicht viel zu sehen. In großen Buchstaben steht dort: “Deutschlands modernste Rentenversicherung. Einfach, günstig und flexibel vorsorgen”. Wer runterscrollt, findet dann zumindest noch einige erklärende Worte zum InsurTech-Start-up, das von Rogier Minderhout geführt wird.

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Ex-Paypal-Macher Keese verstärkt e.ventures

Der ehemalige PayPal-Deutschland-Macher Arnulf Keese geht zum Kapitalgeber e.ventures. Gerade wegen seiner langen Payment-, FinTech- und Digital-Erfahrung dürfte Keese eine Bereicherung für e.ventures sein. Ein gutes Signal für die Szene ist es ohnehin.

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„Eine Welle von Revolutionen“: Ex-Paypal-Deutschlandchef Keese über Fintech und Disruption

Welche Fintech- und Payment-Trends spielen aktuell eine Rolle, wo finden die nächsten Disruptionen statt – und was ist vom Bitcoin zu halten? Ein t3n-Exklusiv-Interview.

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Fintech startup ayondo refreshes site and moves to Silicon Roundabout

Financial technology group ayondo has relaunched its website, with a fresh design and added features aimed at further improving the trading experience for its clients.

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Spotlight on German FinTech Hub: FinTech Forum on stage at SIBOS (Geneva, 28th Sep.)

FinTech Forum has been invited to present the burgeoning German FinTech scene at SIBOS, the world’s premier financial services event taking place from 26th-29th Sep. 2016 in Geneva. We will be on stage in the Innotribe / FinTech Hubs session at 12:45pm on Wed./28th Sep. Germany as a FinTech hub will also be part of the research being presented as part of the Global FinTech Hub Federation. 

Irish FinTech meets Berlin: 22nd Sep. 2016 at the Embassy of Ireland, Berlin

This is an excellent opportunity to meet Irish tech start-ups, investors and prospects, and to trigger collaboration between two of Europe’s most thriving tech hubs. Hosted by the Irish Ambassador to Germany together with Enterprise Ireland, participation is by invitation only.  This event has a special focus on FinTech from both countries with speakers from FinTech Forum, Pair Finance and the Irish FinTech & Payments Association. Please contact margret.rottger@enterprise-ireland.com for further information.

10 things you didn’t know about Europe’s tech scene

The first thing to understand about the European tech scene is that there is no European tech scene. The “European” scene is a collection of startup hubs that have sprung up in the capitals of European countries and that are more or less isolated — most have very limited interaction with other startup hubs.

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Crowdinvesting: Warum Schwarmfinanzierung nicht immer gut für Startups ist 

Crowdinvesting ist bei vielen jungen Unternehmern beliebt, wenn sie frisches Geld brauchen. Es kann nützliche Marketing-Effekte erzeugen, einige Projekte haben aber Schwierigkeiten mit den Anlegern.

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5 so richtig lesenswerte deutsche Fintech-Blogs

Heute geht es um: 5 so richtig lesenswerte deutsche Fintech-Blogs.

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5 wirklich kuriose Kreditanfragen bei auxmoney

Nach sechs Jahren im Angestelltenverhältnis wollte eine Domina das Studio, in dem sie arbeitete, übernehmen. Die 23.950 Euro, die ihr für den Traum von der Selbstständigkeit fehlten, wurden über das Netz zu 100 % finanziert. Hier 5 wirklich kuriose Kreditanfragen bei auxmoney.

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Proptech – Revolution in der Immobilienbranche

Die Immobilienbranche gehörte bisher nicht zum Tummelfeld von Technologie-Unternehmern. Als aber Ende Juli der Mitgründer von Uber, Garrett Camp, seine neueste geniale Idee „Haus“ vorstellte, war es eigentlich nur eine Bestätigung des sich in den letzten Jahren abzeichnenden Trends.

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New Finextra paper explores impact of robo on wealth management

A new research paper, produced by Finextra in association with EPAM, explores the rise of robo and asks how it will further reshape the advisory business and wealth management in the future.

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7 Questions with Oliver Dümpe, founder of paycentive

Veröffentlicht von admin@tochter

1. Who are you?

My name is Oliver Dümpe. I am founder and CEO of card4you AG and its loyalty innovation paycentive. Before launching paycentive in 2014, I already implemented a couple of loyalty projects for financial institutions. Prior to that I was a research associate and lecturer at the department of information systems at University of Augsburg.

2. Which services do you sell and who are your competitors?

Paycentive (payment+incentive) integrates loyalty into almost any given payment method by providing cashback rewards for payment transactions at local stores, national brands and online-shops.

Unlike traditional loyalty programs, paycentive is whitelabeled and perfectly integrated into the payment process and existing payment media. It provides added value and additional revenue for financial institutions and participating merchants alike while offering outstanding and easy to use benefits for customers.

3. How did you get your startup idea and how did you finance your startup?

Paycentive was launched in 2014 based on learnings of former loyalty projects with financial institutions like Barclaycard, Santander Bank or DKB that showed a high demand for digital loyalty programs which are seamlessly integrated into the payment process.

Fortunately we were able to finance the development and market launch of the paycentive loyalty platform with internal capital resources of card4you AG.

4. What were the biggest challenges in starting?

We did not have to start paycentive from scratch because of the background, team and experiences of card4you AG, which was a big asset. Nevertheless it was quite a challenge to find the first paycentive partner banks and merchants and to create the technological and formal standards to seamlessly integrate paycentive with the payment systems of our partner banks and merchants.

5. What areas within FinTech do you personally find most interesting and why?

There is no certain area within FinTech that seems more attractive to me than another. In the end the question that every innovation has to face is if it provides relevant and sustainable added value in a customers’ perspective.

6. What opportunities do you see for FinTech startups in the DACH region, and how can we help to accelerate it?

From my point of view a huge potential for innovative FinTechs lies in partnering with established financial institutions. Thus, connecting FinTechs and financial institutions and providing access to decision makers is something I would expect from FinTech forum.

7. What tip would you like to give FinTech entrepreneurs?

Focus on product and execution. Be fast rather than perfect. Accept failures and use them to grow. And do not forget that there is life outside work.

Newsletter, 27 August – 02 September 2016

Veröffentlicht von admin@tochter

Ver­da­ne Ca­pi­tal investiert in smava und Searchmetrics

Der schwedische Kapitalgeber Ver­da­ne Ca­pi­tal investiert in den Kreditvergleich smava und in die SEO-Dienstleister Searchmetrics. Die “Mit-Kon­trol­le” über Search­me­trics und der Er­werb von An­tei­len an sma­va wurden bereits beim Bundeskartellamt angemeldet.

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investiere.ch closes financing round: Zürcher Kantonalbank becomes a significant minority shareholder

investiere.ch announced today that it has successfully closed a Series B financing round totalling CHF 3.5 million. This capital increase will enable investiere.ch to further develop its investment platform with services and tools related to start-up financing and to drive the platform’s growth.

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immoTerminal’s Angel Round

immoTerminal raised a round of funding on August 23, 2016. Investors include Felix Thonnessen.

https://www.cbinsights.com/deal/immoterminal-angel

Spotlight on German FinTech Hub: FinTech Forum on stage at SIBOS (Geneva, 28th Sep.)

FinTech Forum has been invited to present the burgeoning German FinTech scene at SIBOS, the world’s premier financial services event taking place from 26th-29th Sep. 2016 in Geneva. We will be on stage in the Innotribe / FinTech Hubs session at 12:45pm on Wed./28th Sep. Germany as a FinTech hub will also be part of the research being presented as part of the Global FinTech Hub Federation.

Haftpflicht Helden – ein dreiminütiger InsurTech-Quickie

„In der Praxis gibt es zurzeit kein vergleichbares Angebot im Markt. Unseren Vorsprung in Sachen Technik und Produktentwicklung wollen wir noch weiter ausbauen“, sagt Florian Knörrich von Haftpflicht Helden. Die App ist komplett auf Haftpflichtversicherungen ausgerichtet.

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These Banks Are Funding Fintech

The era of banks and fintech companies cozying up to each other is in full bloom. Fintechs realize they can better disrupt the industry from within, while banks are looking for partners to help them navigate the digital world. Here’s a look at how banks worldwide are buying, investing in and in some cases lending to fintech firms.

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Digital+ Partners: 300 Millionen für reife Start-ups

Digital+ Partners investierte bereits in orderbird und Movingimage. Noch fliegt der neue Kapitalgeber aber etwas unter dem Radar. Hinter Digital+ Partners stecken unter anderem Patrick Beitel (früher McKinsey), Thomas Jetter (früher Permira), Axel Krieger (früher McKinsey) und Dirk Schmücking (früher General Atlantic).

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Unbundling European Finance: the FinTech Deal Map (in BETA)

Want to know which are the startups, investors and financial institutions unbundling European finance? Interested in updates on funding rounds, acquisitions etc. in European FinTech every week? Check out the (experimental) European FinTech Deal Map here.

VABN für Startups: Neun Monate mietfrei gründen in Frankfurt-Bockenheim

Vom 25. August bis 17. Oktober können sich Startups in der Gründungsphase mit Fokus auf FinTech- und InsurTech für neun Monate mietfreies Arbeiten bewerben. Dafür müssen sie nur ihr Pitch Deck, die Kurzpräsentation ihres Geschäftsmodells, auf der Website VABN.de hochladen.

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Coinbase Offers Mobile Card Payment Option to European Bitcoin Buyers

European customers of Coinbase have been able to buy bitcoin and Ethereum using debit and credit cards for a little over a year. Now, they can do it on mobile, too.

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Irish FinTech meets Berlin: 22nd Sep. 2016 at the Embassy of Ireland, Berlin

This is an excellent opportunity to meet Irish tech start-ups, investors and prospects, and to trigger collaboration between two of Europe’s most thriving tech hubs. This event will be hosted by the Irish Ambassador to Germany together with Enterprise Ireland, the Government agency and is by invite only.  This event has a special focus on FinTech from both countries with speakers from FinTech Forum, Pair Finance and the Irish FinTech & Payments Association.

Please contact margret.rottger@enterprise-ireland.com for further information.

P2P FINANCIAL SYSTEMS 2016, London from 8th to 9th of September

The 2nd edition of this workshop style conference will bring together scholars, regulators and practitioners interested in the P2P economics aiming at bridging the gap between academics, technologists, policy makers, regulators and FinTech addressing questions of practical importance on: Digital currencies and Blockchain technologies, P2P lending and Crowdfunding, Digital Money Transfer, Mobile Banking and Mobile Payments (#P2PFISY 2016).

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Der unbequeme Insurtech-Riese

Auf dem Tisch stehen Kekse, durch das Fenster des hellen Konferenzraumes ist ein Innenhof mit Schatten spendenden Bäumen zu sehen. Hier im kleinen rheinländischen Langenfeld lehnt Kai Siersleben sich entspannt auf seinem Stuhl zurück. Über den Insurtech-Hype der vergangenen Monate schmunzelt er nur.

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7 Questions with Julian Oertzen, co-founder of Exporo AG

Veröffentlicht von admin@tochter

1. Who are you?

I am Julian, Co-Founder of Exporo, responsible for project acquisition, product and business development.

2. Which services do you sell and who are your competitors?

Exporo is a real estate crowdfunding platform acting as an intermediary between interest-seeking investors and capital-seeking real estate companies. Investments are made in form of subordinated loans serving as mezzanine capital for real estate companies and the amount per investment is starting from 500€.

Our competitors are family offices and institutional funds, which are massively engaged in the German real estate mezzanine market.

3. How did you get your startup idea and how did you finance your startup?

Increasing banking regulations due to Basel II and III make it more difficult for real estate developers to source the capital required to finance their projects. And in order to invest in real estate projects there are traditionally many obstacles for small private investors such as high minimum investment amounts, high transaction costs and project information that are targeting real estate experts rather than the average private investor. We were aware of these problems and came up with the idea of creating an online marketplace for private investors and capital seeking real estate companies.

After 3 years of bootstrapping we recently closed our series A round with eVentures, Holtzbrink, Sunstone and BPO capital.

4. What were the biggest challenges in starting?

Creating trust and awareness for the company and the revolutionary concept of real estate crowd investing has not always been easy. When people hear of “investments” they are often sceptical. Our task is to reduce this scepticism by successfully completing the projects including the repayment of the entire investment amount plus interest.

5. What areas within FinTech do you personally find most interesting and why?

All areas relating to investments (e.g. roboadvisory, p2p lending, crowdfunding). There is so much potential of improvement if you compare it with the “established” investment products. High fees and commissions for sales and management reduce the return for investors massively. Through technology and new sales channels FinTech companies will reduce these fees and therefore offer products with a better risk/return ratio.

6. What opportunities do you see for FinTech startups in the DACH region, and how can we help to accelerate it?

Small, lean FinTechs are more flexible than tradititonal financial service providers. They are effectively and efficiently elaborating products in order to solve specific problems. The traditional finance industry is not as agile as FinTech companies are. We make processes leaner and save costs by substituting long sales chains by direct and automated transactions.

7. What tip would you like to give FinTech entrepreneurs?

Create a simple first product and issue it as fast as you can, even if you think it is not perfect or ready yet. Early market tests and revenues helps a lot to increase the learning curve and attract investors.

Newsletter, 20 August – 26 August 2016

Veröffentlicht von admin@tochter

Frankfurt-based fintech startup Ginmon closes financing round to expand internationally 

The Frankfurt-based Robo Advisor Ginmon just closed a financing round in the 7-digit Euro range to pursue their international growth strategy. The four-times oversubscribed financing round was led by London based VC Passion Capital.

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BLKB takes a stake in Robo Advisor True Wealth

Die Basellandschaftliche Kantonalbank (BLKB) und das Robo Advisor Startup True Wealth AG haben eine strategische Partnerschaft unterzeichnet. Gleichzeitig beteiligt sich die BLKB als Minderheitsaktionärin an True Wealth und nimmt Einsitz in deren Verwaltungsrat.

Congratulations to True Wealth, which was selected to present at the FTF On Tour | Robo Advice in Berlin in  June, 2016.

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FinTech Forum among “10 Popular Global fintech startup Events”

Banking, insurance and finance are changing rapidly as new market players are leveraging technology to offer greater consumer experience at cheaper prices. To keep up with the changing landscape and the latest trends, an increasing number of events are being held in the world’s greatest financial cities. In the events, advisors to the world’s top banks and CEOs of ground-breaking start-ups present on the future of Fintech.

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A $8tn sector – and the opportunity for FinTech | 6th Sep. 2016 in Frankfurt

If the FinTech sector prides itself on being mobile, frictionless, high-tech and always-on, there is no better sector to test it than the one actually on the road, rail or in the air!

15 promising startups addressing the travel sector will present to leading investors, travel executives and financial institutions at the invitation-only FTF On Tour | FinTech meets Travel on 6th Sep. 2016 at the Lufthansa AirPlus HQ (Neu-Isenburg/ Frankfurt). Contact info@techfluence.eu for the last few remaining tickets!

German Fintech Startup Cringle Exceeds Companisto Goal by 335%

Co-founded by Joschka Friedag, Malte Klussmann,  Konrad Maruszewski and Frane Bandov, Cringle, celebrating 336% overfunding on Companisto, is a smartphone app used to send money quickly to friends in Europe.

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German bank bids to unleash innovation with tech-packed ‚playroom‘

German cooperative bank Volksbank eG Schwarzwald Baar Hegau has become the first client to install NCR’s new innovation experience room‘, a space packed with the latest technology, such as virtual reality headsets and drones, that is designed to help build digital literacy among employees and customers.

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Where the Old Meets the New (Getsafe partners with 1822direkt)

An insurance startup is cooperating with a bank for the first time in Germany. The online subsidiary of Frankfurter Sparkasse, 1822direkt, and the insurtech Getsafe are joining forces to compete with insurance brokers.

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ING-DiBa backs new Frankfurt fintech hub

ING-DiBa is one of the main sponsors of a new fintech hub in Frankfurt, Germany.The technology centre will be based in the ‘Pollux’ high-rise building, located close to ING-DiBa’s headquarters.

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The 10 biggest fintech VC funding deals so far this year

Consultancy KPMG and venture capital industry data tracker CB Insights this week published a big report on the state of fintech funding in the second quarter of the year.

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3D FinTech Challenge 2016

As part of the overall 3DEXPERIENCE Lab initiative, Dassault Systèmes 3D FinTech Challenge identifies, nurtures and accelerates 6 high performance, start-ups that can potentially transform and reshape the Industry. Who should apply? Do you have the commitment to be on site for 7 weeks to accelerate your technology? Can your technology reduce regulatory impact through…

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Bundesrat rejects Blockchain Motion

Im Juni reichte SVP Nationalrat Franz Grüter eine Motion ein, um die regulatorischen Hürden für Fintech- und insbesondere Blockchain-Startups zu senken. Nun hat der Bundesrat Stellung genommen und beantragt die Ablehnung der Motion.

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Desaströse Zahlen bei Knip? Alles nicht so schlimm, sagt der Gründer

Dennis Just und seinem Schweizer Versicherungs-Broker fehlt es nicht an Selbstbewusstsein. Knip sei das mit Abstand größte Insuretech im deutschsprachigen Raum, behauptet Just. 15 Millionen Franken sammelte das Unternehmen im Oktober 2015 ein. Doch nach Querelen mit dem Versicherungskonzern Helsana AG droht nun auch Ärger an der Kundenfront.

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Cookies versus Cringle – wer ist besser?

Freunden per App Geld schicken ist in den USA oder auch China ein großes Ding. Mit Apps wie Venmo und WeChat erreicht die Idee ein großes Publikum. In Deutschland allerdings, dem Land der Bargeld-Liebhaber, konnten sich solche Apps bisher nicht als Massenphänomen durchsetzen.

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EverdreamSoft and Indiesquare Announce Blockchain Gaming Platform

By combining IndieSquare’s Counterparty API services with EverdreamSoft’s easy to use dashboard for game management and asset registration, the collaboration has the goal to enable a new wave of developers to utilize blockchain game items, planting the seed for a generation of games and applications with interoperable assets. The platform release is scheduled for September 2016.

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Cashless Technologie bewährt sich im Praxiseinsatz

Das Festival Rock Oz’Arènes in Avenches wurde mit der Cashless Technologie von Avance Pay komplett bargeldlos durchgeführt. Veranstalter und Standbetreiber freuen sich über höhere Umsätze und die Festivalbesucher über einen schnelleren Service. Die Avance Pay-Lösung funktioniert einwandfrei.

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Fintech Groups (including FinTech Forum) Will Unite Into Global Hubs

Financial technology groups from more than 20 cities across the world plan to form a federation of “fintech” hubs this year in what would be the first attempt to coordinate and globalize web-based innovation transforming the financial industry.

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Berlin verliert die Start-up-Krone

Berlin sieht sich als Start-up-Hauptstadt Europas. Doch was die Investitionen mit Risikokapital betrifft, ist die Stadt wieder hinter London und sogar Stockholm gefallen. Es gibt aber auch gute Nachrichten für Berlin.

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Brexit a boon for Berlin’s fintech talent pool

Aug 24 Britain’s vote to leave the European Union has spurred a surge in the number of financial service industry workers now based in the UK applying to work in Berlin’s burgeoning fintech scene, several of the city’s start-ups told Reuters.

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New initiatives to foster diversity in the tech industry

The Swiss Finance and Technology Association SFTA announces the official launch of the Women in FinTeCH . And WE SHAPE TECH, a new network for women, expands to Bern with a first event.

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Vom Deutsch-Banker zum Fintech-Gründer

Der Aktienkurs der Deutschen Bank kennt derzeit nur eine Richtung: nach unten. Um fast 50 Prozent ist der Wert innerhalb eines Jahres gefallen, eine schlechte Nachricht jagt die nächste. Doch Lars Reiner muss sich darüber keine Sorgen mehr machen. Bis Ende 2014 hat er bei dem deutschen Geldhaus im Investment-Banking gearbeitet und dann den Absprung gewagt.

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FMF Founding Member of Global FinTech Hubs Federation

Frankfurt Main Finance is excited to announce becoming a founding member of the Global FinTech Hubs Federation, an initiative supported by Innovate Finance and Innotribe. The Global FinTech Hubs Federation is an independent and inclusive global network of emerging and established FinTech hubs to help foster innovation across the world’s financial services industry.

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Rise of the collaborative programmable bank

Open banking and APIs are offering traditional financial institutions the efficiencies and service improvements normally associated with nimble fintech disruptors.

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Ideen- und Kooperationsplattform für über 100 FinTechs

Prof. Dr. Stefan Kirmße, Managing Director von zeb: „Die Fintech-Szene wächst rasant. Gleichzeitig steigt die Halbwertzeit für digitales Wissen enorm. Der Erfolg von Fintech Hub zeigt, wie wichtig es für die Community ist, sich schnell, transparent und direkt miteinander zu vernetzen. Angesichts des großen Interesses werden wir das Angebot von FinTech Hub in den nächsten Monaten international weiter ausbauen.“

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7 Questions with Rune Brunborg, Co-Founder of Tribe

Veröffentlicht von admin@tochter

1. Who are you?

I’m Rune Brunborg, co-founder at Tribe – the Tinder for Insurance customers. At Tribe we’ll make simple and fair insurance solutions for responsible people and their friends, utilizing their social network.

Before joining Tribe I’ve headed Penger.no – the largest online financial aggregator in Norway, I’ve been head of strategy at Skandiabanken – a pure online bank with NPS>80, I was Director at advisory firm PwC and research scholar at NHH – the leading business school in Norway.

2. Which services do you sell and who are your competitors?

We plan to sell all the property/casualty insurances a responsible private person needs. We soft-launched in August 2016 and will continuously roll out more products during the next year.

Through launching Tribe we’ll challenge the existing, conservative insurers in the market and providing a fair and simpler alternative. We have insurance competency on board, but we have an overweight of digital competency on the team – making our customer orientation higher than for the traditional insurance companies.

3. How did you get your startup idea and how did you finance your startup?

For years I’ve been frustrated with the friction between insurers and insurance companies. The relation between the two has turned bad – as insurers need to be wary of insurance fraud and sceptic to any insurance claim – and the customers know that they are being overcharged by the insurers. I was convinced there had to be a better way. I knew many of my friends were careful with their possessions – as I am. But the legislation makes it difficult for us to group together and form «our own insurance company».

With the technology platform that we’ve built this becomes possible. We provide an infrastructure for grouping together with people you trust – and we provide insurance coverage for the really big accidents that you might encounter – even if you are careful.

The first phase of Tribe I financed with my savings. I had some financial buffer from co-founding Monobank – a successful start-up bank launched 2015 – but still it was a hard decision to skip a «normal job» and realize a risky dream – having a family to support as well. Without the support of my son who said «go for it – what is the worst thing that can happen» and the enthusiasm of the dream team of co-founders I’m not sure I would have the balls to do it.

As things have evolved – bringing in employees and external investors I must say I am more stressed than when it was only my own money. Now I feel obligated to succeed, on behalf of the team and the investors. We have a great team of investors – all hand picked. Apart from some close friends they are all strategically important partners or are professional investors with a competent view and specific contributions.

4. What were the biggest challenges in starting?

Initially it was having the balls to do it. Our concept is unique and engaging – and the more people we talked to the more obvious it was that we just needed to do this. We were convinced that «the customers deserve our solution and we are the best team at delivering it».

Over time the most difficult task has been to convince some of the insurance partners we need to co-operate with that the business idea is sound. The insurance industry is very conservative – as the potential downside (with a catastrophic loss) is much bigger than the likely upside.

5. What areas within FinTech do you personally find most interesting and why?

I am frustrated with the lack of customer orientation at many traditional finance companies. I believe that the most important contribution of FinTech-companies is fresh thinking around creating customer value – not the technology itself.

6. What opportunities do you see for FinTech startups in the DACH region, and how can we help to accelerate it?

I think there are already a lot of fine examples of FinTech-companies from the region. In order to grow further and even faster I think it is important that the entrepreneurs have arenas like FinTech Forum to exchange ideas and meet investors.

I also believe it is important that the regulators play a more active role. They need to create supportive entities or arenas for helping the innovative thinking of the FinTechs and they need to put in place quicker regulatory responses to new and customer friendly thinking. I like the idea of the UK FSA Sandbox-concept and would like to see more such solutions also elsewhere in Europe.

7. What tip would you like to give FinTech entrepreneurs?

Share your thinking and don’t be afraid that anyone will steal the idea. I don’t think there are so many ideas that other people hasn’t already thought of. But having the idea is only one (important) step. Execution is key. If you are good at executing it won’t matter that you share the idea – as you will succeed first. If you are not good at executing you will need a team around you – and sharing your idea is a way of recruiting people or finding the right team.

Bring in a team early and be generous with the team and the right investors. In my opinion it is better to own 2% of FC Bayern München than 50% of Luton Town FC.

[cresta-social-share]

Newsletter, 13 August – 19 August 2016

Veröffentlicht von admin@tochter

Peer-to-peer payment app Cookies launches in Germany

If you’re reading this article and live in the U.S., you might not realize that Venmo, Square Cash,Facebook Messenger payments and other similar services only work in the U.S. In many countries, such as Germany, most people still have to rely on wire transfers and IBANs to send money to their friends. German startup Cookies wants to make peer-to-peer payments as easy as 1-2-3. It is launching today in Germany.

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Global fintech funding hits plateau

Following the explosion in funding last year, fintech is experiencing a „plateau“ in 2016 amid investor concern about high valuations, a lack of significant IPO exits and macro-economic factors, says a new report from KPMG and CB Insights… Meanwhile Europe saw 43 deal worth $369 million, with Germany outpacing the Brexit-rocked UK.

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FTF On Tour | FinTech meets Travel (6th Sep. / Frankfurt)- selected startups announced

The selected startups are employing blockchain technology to help “rescue” the nearly $50bn worth of loyalty points and miles that expire yearly, creating  revolutionary mobile- and web-based solutions to “kill the monthly expense report”, giving travelers access to forex rates usually available only to banks, and marrying IoT / RFID tech with analytics to create personalized offers for clients who walk into an airline lounge or store. Request an invitation at info@techfluence.eu or check out the agenda and participants at http://fintechmeetstravel.eventbrite.com

 Knip: important  departures and poor numbers

Knip steckt in Schwierigkeiten. So haben zahlreiche Führungskräfte das Jungunternehmen jüngst verlassen. Im Februar der Produktechef, im Mai der Art Director, im Juni der Marketingchef und im Juli der Strategiechef.

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Scalable Capital: A financially viable robo-advisor?

Last month, investment management company SCM Private released some damning research arguing that so-called “robo-advisors” were not financially viable. This has not deterred Scalable Capital, a digital investment management proposition which builds portfolios exclusively from ETFs, from entering the UK market.

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Insugram – ein digitaler Herr Kaiser für Millennials

„Wir wollen die onlineaffinen Millennials ansprechen, sie möchten mit keinem Versicherungsberater im Wohnzimmer sitzen. Um eine schnelle Bearbeitung der Anfragen zu ermöglichen, setzen wir auf eine hybride Lösung von Chatbot und menschlichen Beratern“, sagt Insurgram-Macherin Antonia Ermacora.

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Will Germany become fintech centre of the world post-Brexit?

According to new figures from KPMG and CB Insights, Germany sped ahead in the fintech race during the second quarter of this year and brought in $186 million in comparison to the $103 million that British businesses pulled in.

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Deutsche Start-ups: Berlin und Frankfurt profitieren nach Brexit

Im europäischen Ländervergleich ist Deutschland beim Investitionsvolumen zunächst auf den dritten Platz zurückgefallen – Großbritannien mit einem Volumen von 2,2 Milliarden Euro und Schweden mit 1,0 Milliarden Euro haben sich auf die Plätze eins und zwei geschoben, wobei in Schweden vor allem die 900-Millionen-Euro-Finanzierung von Spotify zu Buche schlägt.

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Frankfurt to attract Fintechs away from London

Im 39. Stock eines Büroturms im Londoner Finanzviertel Canary Wharf liegt seit dreieinhalb Jahren das Fintech-Startup-Zentrum der Stadt. Mehr als 200 junge Unternehmen feilen dort mittlerweile an ihren Geschäftsmodellen. Das gibt es sonst nirgendwo in Europa. „Mit leuchtenden Augen“ habe man in Hessen die Erfolgsgeschichte von Level 39 verfolgt, räumte Al-Wazir in London offen ein.

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P2P FINANCIAL SYSTEMS 2016, 8-9 SEPTEMBER 2016, LONDON, UNITED KINGDOM

The second International Workshop P2P FINANCIAL SYSTEMS 2016  [6](#P2PFISY 2016) which will take place on SEPTEMBER 8-9, 2016 in London at the University College London, Roberts Building.

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Blockchain to become ‚beating heart‘ of financial system

Blockchain technology will fundamentally alter the way financial institutions do business, according to a report from the World Economic Forum.

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Wie Factoring Gründer vor Zahlungsausfall schützen kann

Wachstumsbremse Nummer eins für ein Unternehmen ist fehlende Liquidität. Mit Hilfe von Factoring können Unternehmer sich nicht nur vor Zahlungsausfällen schützen, sondern auch die Liquidität des Unternehmens sichern.

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7 Questions with Karl Viertel, CEO and Co-Founder of Alyne

Veröffentlicht von admin@tochter

1. Who are you?

My name is Karl Viertel and I’m the CEO and co-founder of Alyne – a RegTech business to make Cyber Security, Risk Management and Compliance as easy, cost effective and painless as possible through a smart Software as a Service.

2. Which services do you sell and who are your competitors?

Everyone who has worked in compliance in banks will confirm that our main competitor is likely spreadsheet software.

Alyne digitises risk management and compliance processes, where messy spreadsheets and endless email chains currently reign. Customers can leverage our extensive controls library to become compliant with laws, regulation or industry standards or use our many templates to measure current maturity and identify and manage risks using our advanced risk analytics methods.

Alyne will be especially relevant to banks or FinTechs that are subject to the coming changes of the BaFin’s MaRisk – e.g. protection need assessments and outsourcing governance are ready out of the box. Everyone can sign up for a free trial or reach out to the team for a demo.

3. How did you get your startup idea and how did you finance your startup?

All four founders of Alyne have worked in the business of supporting banks in security, risk management and compliance for the past 10 years. We saw a lot of money spent with often poor results to show for it – and were motivated to change that.

Our team combines the industry knowledge, functional expertise and technical skills to fully develop our Software as a Service in house. We launched the company in July 2015, released our product in March 2016 and are fully self funded to date.

4. What were the biggest challenges in starting?

RegTechs usually solve a problem that is not visible to consumers – and probably even most employees in financial services, too. Simple explanations like “we’re Slack meets PayPal” don’t work for us and we spend a lot of time explaining or identifying the right people within an organisation to talk to.

5. What areas within FinTech do you personally find most interesting and why?

I’m obviously biased towards RegTech and looking forward to seeing which smart solutions will emerge from the pack of young companies in this space. I’m also curious to see how new technologies like blockchain or machine learning can be leveraged for RegTech topics as these technologies mature.

6. What opportunities do you see for FinTech startups in the DACH region, and how can we help to accelerate it?

Nearly all large DACH corporations are embracing digital strategies and recognise the need to innovate. Unfortunately, this often only extends to a small “sandbox” around the chief digital officer or specific business units. Many IT departments still approach Software as a Service or other digital solutions the same way they would implement a SAP project. Additionally, an often misguided cloud aversion is still prevalent in the thinking of IT leaders in DACH. Changing this mindset in organisations is what can accelerate FinTech startups in DACH most.

7. What tip would you like to give FinTech entrepreneurs?

There’s a lot of noise in the startup space. Try to figure out who’s a time waster and who can actually help early on. Filtering out the noise is key for you to focus on your product, your customers and your funding.

Newsletter, 06 August – 12 August 2016

Veröffentlicht von admin@tochter

FinTecSystems closes Series A funding round and announces expansion in Europe

FinTecSystems, the German startup that provides critical data and analysis to the financial services industry, announced that it has closed a Series A investment round. The round is in the seven-figure range and is led by VC’s Littlerock and Ventech. Previous investors MenschDanke Capital and Heilemann Ventures have also participated.

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FinTech: Die Disruption ist abgesagt

Der Fintech-Boom bedeutet eine reale Gefahr für das traditionelle Banking – dieses Narrativ muss wohl neu geschrieben werden. Denn Fintech bedeutet für die Banken was ganz anderes.

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OCBC Bank to pilot fintech solutions from accelerator scheme

OCBC Bank is set to pilot three fintech products developed by start-up participants in its fintech accelerator program, The Open Vault at OCBC FinTech Accelerator….The three products to be piloted are Fincast, BondIT and CogniCor. The former two are wealth management solutions while the latter is an artificial intelligence engine.

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Congratulations to BondIT, which presented at the FTF On Tour | InvestTech (London, Sep. 2015) and the 6th FinTech Forum (Frankfurt, Nov. 2015).

How FinTech Shapes the Future of Travel: meet the startups

This is the topic for the panel discussion at the upcoming invitation-only FTF On Tour | FinTech meets Travel event (6th Sep. in Frankfurt), which sees an opportunity at the intersection of travel and finance. Startups are changing how travelers are booking, financing and paying on the move, as well as how they buy insurance, get reimbursed, track expenses or collect loyalty points. Check out the first set of startups and request an invite info@techfluence.eu.

Insuretech Startup (Anivo) Finds Heavy-Weight Partner (SBB)

A Swiss startup selling insurance products online has found a heavy-weight customer: the Swiss state railway company SBB. Anivo, an startup based in Zug, has launched a new online platform, making insurance products available to employees and members of clubs and associations, the company said in a statement today.

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Desperate Times for (German) PayPal Rival (Paydirekt)?

German banks launched their own version of U.S. e-pay giant PayPal more than nine months ago, but users have been slow to latch on. Now, the backers of Paydirekt are trying to expand the system’s services to attract a bigger clientele.

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nextmarkets – the unknown FinTech-Hit from Cologne

„Wir möchten eines der größten Probleme der Menschheit lösen: Das irrationale Verhalten von Privatanlegern an der Börse. Wir Menschen leiden leider unter Verhaltensanomalien wie Angst, Gier und Überheblichkeit, wenn es darum geht an der Börse zu agieren“, sagt Manuel Heyden von nextmarkets.

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zinsbaustein.de – noch mehr Crowdinvesting in Immobilien

Immobilienentwickler kämpfen seit Jahren mit einem niedrigen Zinsniveau, daher sind Immobilien-Investments bei vielen sehr gefragt. Bei zinsbaustein.de können Anleger schon mit kleinen Summen und wenig Aufwand in unterschiedliche Immobilienprojekte investieren.

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Fidor Bank & FidorTecS: will Germany’s first FinTech-Bank make it big now?

Eigentlich war es ungerecht: die Münchner Fidor Bank war die erste FinTech-Bank Deutschlands. Trotzdem stand sie bisher oft im Schatten des hippen FinTechs Number26 mit seiner schicken Girokonto-App.

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Munich Airport announces cooperation with Wirecard AG 

An app for a non-cash shopping experience: Munich Airport’s retail arm eurotrade has signed a cooperative agreement with Wirecard AG and is launching the Asian payment system Alipay in all participating shops. Effective immediately, travelers from China can now use their phones to make purchases easily and conveniently with Alipay in the 69 eurotrade stores.

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Collabothon — Let’s hack FinTech together!

On the initiative of comdirect – joined by Commerzbank and mBank – we are looking forward to develop new FinTech ideas together with you during our Collabothon from 22nd – 23rd September in Berlin.

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First Fintech Startup Weekend in Geneva

Individuals with a business idea in the fintech field are invited to attend the upcoming Startup Weekend Fintech Geneva to transform their idea into a feasible fintech startup. They will listen to experts, and receive feedback from coaches and peers. Another Fintech Startup Weekend is planned in Zurich. Further startup Weekends are on the horizon.

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Startschuss für den ersten Hackathon der Deutschen Bank

Mehr als Finanzen: So begegnet die Deutsche Bank digitalen Herausforderungen

Als einer der tonangebenden Akteure des Bank- und Finanzwesens will die Deutsche Bank Lösungen für das Banking der Zukunft finden und unterstützen. Mit ihrer Strategie 2020 verfolgt sie das Ziel, die Digitalisierung in allen Unternehmensbereichen voranzutreiben.

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FinTech: Die wichtigsten deutschen Finanz-Start-ups

FinTech ist weiter das Zauberwort der Stunde. Zahlreiche Start-ups haben sich inzwischen im Markt etabliert und machen Banken gehörig Konkurrenz. Und einige versuchen sich gerade – teilweise mit sehr viel Geld – im Markt zu etablieren. Hier die wichtigsten deutschen FinTech-Start-ups.

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German FinTech Startup Ranking On Social Media (Beta)

FintechNews has put together list of FinTech Startups in Germany. The ranking is based on the Klout Score which measures the influence in Social networks such as Twitter, Facebook, Linkedin & Co.  This channels are top profiles in the fintech hub that frequently update for the FinTech community.

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Crowdinvesting – so klappt die Schwarm-Finanzierung

Für Startups, die keinen Kredit von der Bank bekommen, ist Crowdinvesting der perfekte Weg, um schnell an frisches Kapital zu kommen – doch vollkommen ohne Vorbereitung gibt es natürlich auch hier kein Geld. Junge Gründer, die diesen Finanzierungsweg einschlagen möchten, sollten die Tipps in diesem Artikel umsetzen.

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Fintech-Aktien: Wie Anleger in Startups investieren können

Internetfirmen, sogenannte FinTechs, sagen der Bankenwelt den Kampf an. Meist Branchenfremde, vor allem technologiegetriebene Startups treten immer stärker in die Märkte für einfache Finanzdienste ein. Sie können meist viel schneller agieren und die Angebote voll auf die Kundenbedürfnisse ausrichten.

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Treffen Sie FinTech Forum Co-Founder Frank Schwab auf der main.IT am 22.9.2016 in Eibelstadt

Sein Vortrag ab 13:30 Uhr: paydirekt – das neue Online-Bezahlverfahren deutscher Sparkassen & Banken. Die Veranstaltung der iWelt AG ist kostenlos für Unternehmens-Vertreter.

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Insurers and Startups

Deutsche Versicherer sind zu zögerlich bei Innovationen, sagt eine Studie. Die eigenen Geschäftsmodelle werden kaum auf die neue Konkurrenz durch Startups abgestimmt, warnen Berater. Das könnte sich rächen.

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InsurTech – “Wenig echte Disruption in Deutschland”

InsurTech boomt in Deutschland. „Aktuell findet der Hauptangriff der InsurTechs im Versicherungsvertrieb statt – mit guten Erfolgsaussichten“, stellen die Autoren der Studie InsurTech Radar fest. Der Versicherungsbetrieb dagegen werde bisher vernachlässigt, „obwohl dort viel zu holen wäre“.

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FinTech-Trend: Roboter als Heilsbringer in der Geldanlage

Alles gut, wenn es die Maschine macht? Das würde zunächst bedeuten, dass alle Robo-Advisor gleich sind. Doch das sind sie mitnichten. Und das bereits bei der Grundfrage, wie viel Roboter und wie viel Mensch in ihnen steckt. Aber es gibt Gemeinsamkeiten.

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Bitcoin and blockchain pose little risk to payments giants – Credit Suisse

Visa, MasterCard, WorldPay and others in the payments sector can relax: Bitcoin will remain a niche player and blockchain technology poses little risk, according to a new report from Credit Suisse, which has less comforting news for Swift.

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